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Chapter 4: The Legal Requirements of Boating
Personal Flotation Devices (Life Jackets)

All vessels must be equipped with U.S. Coast Guard–approved life jackets, called personal flotation devices (PFDs). The quantity and type depend on the length of your vessel and the number of people on board and/or being towed. Each PFD must be in good condition, be the proper size for the intended wearer, and very importantly, be readily accessible! Readily accessible means you must be able to put the PFD on in a reasonable amount of time in an emergency (vessel sinking, on fire, etc.). PFDs should not be stowed in plastic bags or in locked or closed compartments, and they should not have other gear stowed on top of them.

Vessel operators should ask everyone on their vessel to wear a PFD whenever on the water. PFDs can save lives, but only if they are worn!

PFD Requirements

  • All vessels must have at least one USCG–approved Type I, II, III, or V PFD (life jacket) for each person on board.
  • In addition to the above requirement, one Type IV (throwable) USCG– approved PFD must be on board vessels 16 feet or longer.
  • Children under 7 years of age must wear a USCG–approved PFD while underway on a recreational vessel under 21 feet in length, unless the vessel is moored or anchored or the child is below deck or in an enclosed cabin (read more on next page).
  • There are additional requirements for PFDs for children under 4 years or weighing less than 50 pounds. See “Small Child PFD Law” section below.
  • Each person being towed behind a vessel on water skis, a surfboard, or similar device must wear a USCG– approved PFD. High-impact rated PFDs are recommended.
  • All persons on board a personal watercraft (PWC) must wear a USCG– approved Type I, II, III, or V PFD.
  • A person operating a sailboard may meet the PFD requirement by using other approved flotation devices.
  • All PFDs must be in good and serviceable condition, readily accessible, and of the proper size for the intended wearer. Sizing for PFDs is based on body weight and chest size.

Small Child PFD Law

The following requirements are also part of Maryland law.

  • A child under the age of 4 or a person weighing less than 50 pounds must wear a PFD that has additional safety precautions as appropriate for an infant, toddler, or young child. These PFDs must:
    • Hold the child securely within the PFD, including a strap that is secured between the child’s legs to fasten together the front and back of the PFD and …
    • Maintain the buoyancy of the child, including an inflatable headrest or high collar or ensure the ready accessibility of the child from the vessel, including a webbed handle.
  • This law does not apply to a vessel that is moored or anchored or to a child who is below deck or in an enclosed cabin.

PFD Descriptions Illustrations

TYPE I: Offshore Life Jackets

These vests are geared for rough or remote waters where rescue may take awhile. They provide the most buoyancy, are excellent for flotation, and will turn most unconscious persons face up in the water.

Type I PFD

TYPE II: Near-Shore Vests

These vests are good for calm waters when quick assistance or rescue is likely. Type II vests will turn some unconscious wearers face up in the water, but the turning is not as pronounced as with a Type I.

Type II PFD

TYPE III: Flotation Aids

These vests or full-sleeved jackets are good for calm waters when quick assistance or rescue is likely. They are not recommended for rough waters since they will not turn most unconscious persons face up. Type III PFDs are used for water sports such as water-skiing. Some Type III PFDs are designed to inflate when you enter the water.

Type III PFDs

TYPE IV: Throwable Devices/Not Wearable

These cushions and ring buoys are designed to be thrown to someone in trouble. Since a Type IV PFD is not designed to be worn, it is neither for rough waters nor for persons who are unable to hold onto it.

Type IV PFDs

TYPE V: Special-Use Devices

These vests, deck suits, hybrid PFDs, and others are designed for specific activities such as windsurfing, kayaking, or water-skiing. Some Type V PFDs are designed to inflate when you enter the water. To be acceptable, Type V PFDs must be worn and used in accordance with their label.

Type V PFD

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